Savings are insured up to $250,000 by the NCUA and loans up to $30,000 by CUNA.
Any Xavier University employee, retiree, or their immediate family and students are eligible for membership. A minimum $25 deposit is required.
A $10 service charge will be assessed for all withdrawals in excess of TWO per month.
Only active accounts over $50.00 earn dividends. Inactive accounts do not receive dividends. Dividends are usually declared and posted quarterly. Please contact the Credit Union, at 504-520-7394 or 504-520-7640, for current Dividend information.
All accounts that have been inactive for more than one year and have a balance of $50.00 or less will be removed from Share Balances and placed in a liability, in active account. These accounts do not earn dividends.
1. Maximum Personal Loan of $5,000.
8% - Loans Up to 24 Months with a Debt Ratio of 30% or less..
9% - Loans Up to 60 Months with a Debt Ratio of 30% or less..
14% - Loans Up to 60 Months with a Debt Ratio Above 30%
2. Share Personal Loan
4% - Loans Up to 60 Months; Maximum Loan Amount is Share Balance.
3. New Car and Truck Loan
6% - Loans Up to 60 Months