Office of Student Financial Aid

Entrance & Exit Counseling

What is Entrance Counseling?

Entrance Counseling is a federal requirement for all Direct Stafford Loan (subsidized and unsubsidized) recipients. Graduate students taking out Direct PLUS Loans who have not previously received a PLUS loan under the Direct Loan Program or the FFEL Program, are required to complete entrance counseling even if you previously completed it for a subsidized or unsubsidized loan.

Entrance Counseling provides you with information about:

  • Your rights and responsibilities as a borrower.
  • Interest rates, expenses, repayment plans, and other important details about borrowing.
  • Who to contact with questions.

Note: The funds for your loan will not be disbursed until you have completed the Entrance Counseling.

Steps to Complete the Entrance Counseling:

  • Log onto https://studentloans.gov.
  • Click on the Sign In box. You will be required to enter your SSN Number, first two characters of your last name, your Date of Birth and PIN.
  • Once you have logged in, select Complete Entrance Counseling. You will need about 30 minutes to complete the counseling session.

What is Exit Counseling?

Exit Counseling is a federal requirement for all Federal Direct Stafford Loans, Plus Loans and Federal Perkins Loan recipients. It is required before you withdraw, graduate or drop below half-time attendance (even if you plan to transfer to another school.) Exit counseling helps you understand your rights and responsibilities as a student loan borrower. During the counseling, you will learn useful tips and information to help you manage your loans such as repayment options.

Steps to Complete Exit Counseling:

  • Log onto https://studentloans.gov.
  • Click on the Sign In box. You will be required to enter your SSN Number, first two characters of your last name, your Date of Birth and PIN.
  • Once you have logged in, select Complete Exit Counseling.